Student Accident Insurance
(Policy Year: 08/1/24 Through 07/31/25)
Dear Parents and Guardians,
We are pleased to announce that Frisco ISD has contracted with Student Insurance Plans to administer the student accident insurance program for the 2024-25 school year.
The Frisco Independent School District provides a supplemental student accident insurance plan to 7-12 grade students participating in UIL/Athletic activities. Accidents occurring during scheduled practice sessions, games, tournaments, events at other schools, and/or travel to and from activities are covered under this plan.
In addition to the UIL activity coverage provided, all students in grades PK-12 are automatically enrolled in a School-Time Accident Policy that covers all non-athletic accidents occurring on school grounds during normal school days, including school sponsored and supervised extracurricular activities.
In addition to the supplemental accident coverage provided by Frisco ISD, Student Insurance Plans also offers FISD parents/guardians the opportunity to purchase additional coverage to supplement their primary insurance.
24 Hour Accident Coverage
This voluntary supplemental coverage offered is very affordable and available to any enrolled Frisco ISD student for a single low annual premium payment. Printed paper copies of the voluntary coverage enrollment brochures can be obtained at your campus in the main office reception area, nursing clinic, or athletic training offices. A PDF copy of the voluntary enrollment brochure for 2024-25 can be downloaded here; Voluntary Student Accident Insurance Brochure (English) or Voluntary Student Accident Insurance Brochure-Spanish).
Please do not hesitate to contact Student Insurance Plans directly should you have any questions or require any additional information regarding the Frisco ISD Student & Athletic Accident Insurance Program.
Claims Procedures & Information
Please note that Frisco ISD staff are not permitted to file claims on-behalf-of any student. Parents and/or guardians are solely responsible for filing their own claims and working directly with the insurance carriers.
Student accident insurance claims are administered by: Pan-American Life Insurance Company
FISD Insurance For 08/1/24 Through 07/31/25
Participation in this program is strictly voluntary. In accordance with the Texas Tort Claims Act, please be reminded that Frisco ISD cannot legally be responsible for costs of treating student injuries or assume liability for any other costs associated with an injury at school or any school related function unless the personal injury is caused by a district employee’s negligent operation of a motor vehicle while performing district duties. Please note that this insurance coverage offered is a limited benefit policy, any medical doctor or facility charges above the policy limits are ultimately the parents or guardians responsibility.